Finance available

At Brixham Dental Practice we want you to look and feel your very best. We understand it is sometimes hard managing money and that’s why we have gone the extra mile of arranging Finance as an option to help you budget your dental care, and get that smile you have always desired.

Finance available to help budget your dental care

Now there’s nothing to stop you getting the smile you’ve always wanted. At Brixham Dental Practice you can arrange a monthly payment plan to cover the cost of your treatment* All you need is after you have been given your treatment plan, to arrange an appointment with our practice manager to apply for the finance and we find out in minutes if you are accepted. You can then spread your payments over a period that suits your budget. You get the treatment you really want and are able to spread the cost of your treatment over a time period that suits you.

Interest-free credit can be a much more affordable alternative to credit cards or bank loans, it’s easy to apply and simple to repay by a monthly Direct Debit.

*treatment plan needs to be over £500

Your questions answered

We've tried to answer all your questions here. If there's anything else you'd like to know, please speak to our practice manager Stephanie Dodgson.

Who can benefit?

Just about anyone over the age of 18. You don't have to belong to a private plan. You don't even have to be a regular visitor at this practice.

What can I use the finance for?

You can use the payment plan to pay for most treatment, but they're particularly suited to cosmetic, aesthetic, orthodontic or endodontic treatment. Just as long as your estimated treatment is over the £500 threshold. If you're not sure, please ask your dentist.

How much can I borrow?

Dependent upon facility you can borrow typically between £500 and £50,000. This will be subject to an 'on-site' credit application. Most patients' applications are approved there and then, so you can go ahead and schedule treatment after a 14 day cooling off period.

How do I make the repayments?

Much like any other loan facility, you repay them in affordable monthly payments over a 12 month term. These payments are collected by Direct Debit.

How much will I pay?

Spreading the cost of your treatment over 12, 24 or 36 months the finance facility we use charge 14.9% APR. All costs are discussed in a private meeting where we can establish what budget and time period is best suited for you.

How do I apply?

Once you've agreed on a course of treatment - and a cost - with your dentist, we'll make the credit application on your behalf. As soon as this has been approved and then processed, you'll receive written confirmation from the credit provider. Simple as that!

Who is the credit provider?

We're working with one of the most respected credit providers in the business. V12 Finance & Braemar Finance.

What happens if my treatment costs more than planned for?

Firstly, we will tell you of this situation when it becomes imminent. Secondly, you can choose to have an additional facility to cover the additional costs or just pay direct to the practice in the usual way.

What happens if my treatment costs less than planned for?

This will be kept as a credit balance on your account for future dental treatment.

How often can I use the facility?

You can apply for a payment plan for each course of treatment, above the £500 threshold, subject to the usual credit application.

The benefits: at a glance

For anyone considering using our Finance option to fund their dental treatment, the benefits are clear:

  • You get the treatment you want
  • You get to spread the cost of that treatment over a suitable period
  • It's easy to apply and simple to repay by Direct Debit
  • Provided by a leading credit supplier

Example using 14.9% APR over 12 months

Treatment cost: £1000
Facility Interest Term (12 months)
14.9% APR
Monthly payment: £95.75
Total payment: £1149.00

To find out how you could benefit from this easy, affordable way to pay for the treatment you want, speak to a member of our practice team.